Overview of x Money

xMoney is an innovative financial platform designed to simplify international transactions. It provides merchants with a multi-functional solution for accepting payments through various channels, including credit cards, mobile wallets, prominent cryptocurrencies, and regional payment methods. Additionally, it offers tools for managing invoicing, recurring payments, and card issuance seamlessly from one interface. Operating as a licensed Electronic Money Institution in Romania, xMoney adheres to PCI-DSS Level 1 and MiCA regulations, featuring AI-based fraud protection and opportunities for reinvestment via branded physical and virtual cards.

What is xMoney (UTK)?

xMoney functions as a digital financial ecosystem, enabling users and businesses to perform transactions using both cryptocurrency and traditional fiat currencies.

A unique digital currency called UTK is utilized to streamline transactions and expedite payments.

Moreover, xMoney is equipped to handle invoices, offer rewards, and issue payment cards efficiently.

What Sets UTK Apart?

Limited supply: The total number of UTK coins is capped at 1 billion, with around 704 million already in circulation.

Rewards structure: Users can earn an additional 10% UTK by participating in exclusive groups referred to as “Guilds.”

Cashback incentives: xMoney users have the opportunity to receive UTK coins back on their purchases, rewarding them for their transactions!

Reasons to Consider Investing in UTK

Practical usage: Unlike many other tokens, UTK is actively used for transactions, establishing its tangible value.

Opportunity for rewards: Stakeholders can amplify their UTK holdings just through the act of holding and utilizing their tokens.

Governance participation: Ownership of UTK grants users the ability to vote on crucial operational decisions within the platform.

Legitimacy and security: xMoney’s regulatory compliance, being officially registered, and adhering to security protocols in Europe enhances user trust.

Impact of Binance Delisting Cryptocurrencies

Context: Recently, Binance, a prominent cryptocurrency exchange, announced the removal of several coins due to their limited use and regulatory non-compliance in April 2025.

Positive outlook for UTK: Given its practical applications and strong adherence to regulations, UTK is positioned as a token unlikely to face delisting.

Significance: The potential elimination of underperforming tokens may lead to increased visibility, user engagement, and capital flow towards robust tokens like UTK.