In a groundbreaking initiative, DBS Bank has started offering tokenized structured notes on the Ethereum blockchain, significantly enhancing accessibility for investors previously excluded from these products.
This innovative decision by Singapore’s leading bank transforms a traditionally exclusive investment vehicle, designed for affluent clients, into one that is now more openly available, enabling transactions that can be executed swiftly and in smaller increments.
Breaking Down Barriers with Tokenization
Historically, structured notes have been associated with steep investment thresholds, typically around $100,000, targeting high-net-worth individuals.
As highlighted in reports, DBS is now offering these notes in fractional units of just $1,000. This shift is set to enhance liquidity, making the securities easier to trade for a wider array of accredited and institutional investors who may not have large capital reserves.
DBS Bank’s latest innovation allows more investors to take part in the previously exclusive structured note market. Available on Ethereum, these products can now reach a broader audience through platforms like ADDX and DigiFT. Exciting times!
— Crypto Insights (@CryptoInsights) August 21, 2025
Utilizing Ethereum Blockchain for Efficient Distribution
DBS plans to leverage local digital exchanges, such as ADDX, DigiFT, and HydraX, for the distribution of these tokenized notes.
This strategic pivot aims to broaden access beyond just private banking clients, welcoming family offices and other professional investors who were previously marginalized from participation. The transactions will be facilitated through vetted, regulated platforms well known in the market.
The inaugural product offering is a participation note linked to the cryptocurrency sector. It is designed to provide cash returns as digital asset prices appreciate while incorporating protective measures aimed at limiting losses during market downturns.
There is an increasing demand for hybrid financial products that allow investors to enjoy the potential upside of Ethereum while still having some protection against declines.
Surge in Trading Activity and Family Offices
There has been notable enthusiasm among DBS clients toward structured notes. In the first half of 2025, the total transactional value exceeded $1 billion.
Furthermore, trading volume surged more than 50% from the first quarter to the second, indicating growing investor interest. Additionally, as of 2024, Singapore has seen the establishment of over 2,000 family offices, marking a 40% year-on-year increase, many of which have been active purchasers of these investment products.
Aligning with Singapore’s Vision for Tokenization
This initiative is aligned with Singapore’s broader ambitions to establish a vibrant market for tokenized finance. The Monetary Authority of Singapore is spearheading Project Guardian to explore the tokenize potential across various financial assets, including bonds and currencies.
DBS has previously tested private blockchain applications, and the move to utilize Ethereum indicates a commitment to embracing public blockchain solutions when beneficial.
Featured image from Unsplash, chart from TradingView
