On a recent platform discussion, the visionary behind Cardano, Charles Hoskinson, revealed a comprehensive strategy aimed at integrating XRP and Ripple USD into the Cardano ecosystem. He described a holistic package that not only includes enhanced wallet support but also establishes a decentralized finance (DeFi) layer and a robust framework for Ripple’s stablecoin to flourish across various environments.
“Our dialogue with the Ripple USD team has been productive. We’ve connected with notable figures such as John Deaton and Brad Garlinghouse, and the aim is to craft a cohesive package for XRP,” Hoskinson asserted, highlighting that this initiative extends beyond mere partnerships and is part of a broader ambition to enhance cross-ecosystem relationships.
Cardano’s Strategic Vision for XRP and RLUSD
From a developmental perspective, Hoskinson shared insights into their structured approach that starts at the user level and propagates through to application deployment and liquidity enhancement. He mentioned, “Our Lace wallet will include XRP support as part of a larger safety network,” emphasizing the ease of utilizing XRP smart contracts via Midnight Cardano, thus enabling developers to build applications without modifying the foundational elements of the XRP Ledger.
Moreover, Hoskinson illustrated potential collaborations with projects closely linked to the XRP realm. “We’re eager to integrate projects like Flare into Cardano’s ecosystem, ensuring those aligned with XRP can leverage our infrastructure,” he indicated, suggesting an openness to onboarding XRP-related teams to Cardano’s ecosystem if the technical and commercial prerequisites align.
A significant role in the discussion revolved around Ripple USD’s market-entry strategies and its consideration of regulatory frameworks surrounding stablecoin yields. “Discussions began last year when they made their announcements,” noted Hoskinson, shedding light on the evolving timeline and complexities of their engagement.
“Understanding the trajectory of innovations like Genius is crucial, as it greatly influences the stablecoin landscape. Currently, the consensus is that yield offerings with stablecoins are not feasible. With that clarity now established, we’re poised to explore long-term commercialization,” he continued.
From a system integration point of view, Hoskinson suggested that Ripple USD should strive for a standardized, user-friendly onboarding model rather than fragmented listings. “It would be beneficial for Ripple to implement a self-service framework akin to what Coinbase has with Rosetta,” he proposed.
This proposed framework would allow ecosystems interested in Ripple USD to apply for certification against the standard, manage their implementations, and gain prioritized consideration for Ripple USD deployments, contingent upon proper execution.
Hoskinson rationalized this approach with a vision for a more streamlined and scalable expansion of Ripple USD across diverse chains, significantly reducing the intricacy of coordination. “In a landscape with numerous options, it’s crucial to follow demand and alleviate integration hurdles,” he reiterated.
He further acknowledged the existing gaps in mutual understanding of each other’s architectures. “Neither team is inherently versed in the other’s framework, which underscores the importance of open standards for seamless integration,” he remarked.
Charles Hoskinson recently touched on the developments pertaining to $XRP and Ripple’s $RLUSD. He elaborated on creating yield opportunities within Cardano through various integrations.
Moreover, discussions are ongoing with the RLUSD team to facilitate its inclusion within Cardano’s infrastructure.
Notably, he emphasized the importance of implementing a self-service model for RLUSD… pic.twitter.com/Example_Link
— Example User (@ExampleUser) September 18, 2025
In conclusion, Hoskinson hinted that Cardano is willing to make necessary technical advancements first before engaging in commercial negotiations. “If any ecosystem is eager to collaborate, we will take the initiative, then delve into commercial discussions,” he stated, showing a commitment to proactive engagement.
At the time of reporting, ADA was priced at approximately $0.90.
