The utilization of cryptocurrency payment cards has surged recently, reflecting a growing acceptance of digital currencies in everyday transactions. In fact, consumer spending via these cards has escalated tremendously, with the net spending increasing significantly over a year. Data reflects a growth from $14.6 million in January to an impressive $91.3 million by December, marking a staggering increase of 525%.

Leading Cards in Consumer Adoption

A select few cards have driven this remarkable growth. Statistics reveal that EtherFi’s Visa card emerged as the frontrunner, accounting for a substantial $55.4 million. Following closely was Cypher, with $20.5 million attributed to its offerings. Other notable cards contributing to this adoption trend include GnosisPay, Avici Money, Exa App, and Moonwell.

Understanding Spending Trends and Data Integrity

Insights from industry analysts illustrate that spending on these Visa-issued cards correlates with a gradual increase, without sharp spikes. The data, sourced from robust analytics platforms, projects a positive trajectory, suggesting consumers are increasingly integrating crypto for regular monthly expenditures.

As highlighted by industry insiders, these figures are indicative of a significant shift in consumer behavior, showcasing how digital currencies are embedding themselves within mainstream finance, thereby enhancing Visa’s payment ecosystem.

. @Visa extends its reach into the crypto landscape, continually witnessing an uptick in spending via crypto-laden cards like @gnosispay and others.

Looking at the analytics for various crypto cards linked with Visa, the metrics illustrate a dynamic trend… pic.twitter.com/Z5JzpBggI9

— Alex (@obchakevich_) January 4, 2026

Implications for the Future of Payments

Industry experts suggest that the recent surge in spending indicates a shift toward more regular use of crypto cards. Many consumers are opting to utilize their crypto assets for everyday purchases rather than converting their holdings into fiat currency on every occasion. This trend highlights the potential for stablecoins to play a pivotal role in the payment landscape, suggesting that traditional payment firms and banking institutions might need to adjust to these evolving workflows.

Visa’s Strategic Moves in the Stablecoin Arena

Visa has also shown a proactive stance towards the stablecoin ecosystem, expressing intentions to bolster the infrastructure surrounding stablecoins for payments. Recent reports indicate that Visa has committed to assisting banks and partners in developing stablecoin solutions while engaging in advisory roles concerning tokenized assets. This initiative aligns with the observed data, which points to a practical assessment of crypto payment implementations at scale.

While growth remains concentrated within a limited number of cards, experts urge caution, noting that challenges such as regulation, consumer trust, and merchant acceptance still exist. Nevertheless, the evolving landscape suggests that crypto-associated payments are gradually transcending niche status, making strides toward broader transactional adoption among users.

Featured image from Cebuana Lhuillier, chart credits: TradingView