In recent developments, Senator Ted Cruz is taking a strong stance against the implementation of a US central bank digital currency (CBDC). His latest initiative involves advocating for a permanent ban on CBDCs through an amendment to the 21st Century ROAD to Housing Act, as a replacement for an earlier temporary prohibition.
Cruz Pushes for Lasting Ban on CBDCs
In a recent post shared by independent journalist Eleanor Terrett, it’s reported that Cruz has introduced an amendment aimed at permanently removing the sunset clause associated with the CBDC prohibition.
The 21st Century ROAD to Housing Act is a bipartisan initiative proposed in August 2026, designed to enhance the housing supply in the US through reforms in zoning and various incentives. Notably, the bill includes an attachment from Senators Tim Scott and Elizabeth Warren, which suggests that the current ban on CBDCs should last only until December 31, 2030.
BREAKING: @SenTedCruz (R-TX) has filed an amendment to ensure a permanent prohibition on CBDCs in the Senate’s 21st Century ROAD to Housing Act, with votes expected soon.
Insiders indicate Cruz is committed to pushing for a vote on this amendment.
See more: pic.twitter.com/5dhVccJxEm
— Eleanor Terrett (@EleanorTerrett) March 6, 2026
Cruz’s amendment indicates a significant move toward establishing a more enduring ban on CBDCs. This approach aligns with his 2025 Anti-CBDC Surveillance State Act, which aims to prevent the Federal Reserve from issuing digital currencies, citing concerns over privacy and surveillance dangers.
In the same vein, Representative Anna Paulina Luna has voiced her opposition to the temporary CBDC ban within the Senate’s housing bill. She is advocating for a permanent ban to avoid potential legislative conflict when the bill reaches the US House of Representatives. It is interesting to note that the US House has barely passed the companion bill to the Anti-CBDC Surveillance State Act with a split vote of 219-210.
The SENATE is moving forward with a housing bill that includes a temporary ban on CBDCs. This needs to be made a permanent ban. CBDCs could lead to total governmental control. This situation may become heated, and I’m alerting everyone now for support.
— Anna Paulina Luna (@realannapaulina) March 6, 2026
Cruz and other opponents of CBDCs emphasize concerns regarding privacy violations and the increased capability of governments to control individuals’ financial behaviors. Conversely, advocates of CBDCs point to potential advantages such as enhanced financial inclusion, expedited transactions, and reduced operational costs.
For context, CBDCs represent a digital variant of a nation’s legal currency, like the US dollar or the euro, that is issued and backed by the central bank. Current estimates suggest over 100 central banks worldwide are exploring the possible benefits of implementing CBDCs, though only 11 nations have successfully launched functional digital currencies.
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