Crypto analyst Lisa Blockchain has made an enticing forecast for the future of Ripple’s XRP, suggesting a potential rise to $59.40. She outlined the significant factors that could allow Ripple to revolutionize the global financial landscape, leading to this remarkable surge in the altcoin’s value.
The Calculation Behind XRP’s Surge to $59.40
In a detailed tweet, Lisa Blockchain predicted that XRP could eventually reach $59.40. Her analysis points to Ripple’s ambitious goal of capturing 15% of the $5 trillion daily volume processed by SWIFT, as well as the growing acceptance of RLUSD and partnerships with major entities like Mastercard utilizing the XRP Ledger. According to her calculations, 15% of SWIFT’s throughput corresponds to $750 billion in potential daily transactions using XRP.

With SWIFT managing a staggering $5 trillion in transactions every day, Ripple’s strategy could allow for the processing of $750 billion if they successfully tap into this market. Lisa also mentioned that the current liquid supply of XRP is approximately 13 billion, although its total supply is capped at 100 billion. She noted that around 40 billion XRP are secured in escrow, while an estimated 5 to 8 billion may be permanently lost.
Furthermore, Blockchain highlighted that 20 to 25 billion XRP remains locked in long-term investments or is tied up in decentralized finance (DeFi) protocols. This limited availability creates a scenario where a surge in demand could significantly impact XRP’s market value.
Lisa also introduced the concept of ‘XRP Velocity’, which is currently estimated at two transactions per day. She explained that each XRP is effectively used twice daily due to various market constraints like compliance, delays, and liquidity risks.- With all of these factors in mind, she concluded that XRP’s base price could stabilize at around $28.85, using the On-Demand Liquidity volume multiplied by the product of available XRP and its usage rate.
Real-World Dynamics Driving the Journey to $59.40
According to Lisa Blockchain, practical applications and real-world dynamics will be pivotal in driving XRP toward the ambitious target of $59.40. She anticipates that when the issuance of RLUSD reaches $200 billion, XRP could see a 10% boost, further enhanced by deeper liquidity in the market. Additionally, she predicts that the minting of other stablecoins on the XRP Ledger could contribute an added 20% increase in value.
Moreover, institutional adoption is estimated to push XRP’s price up by 30%, coupled with a 20% gain expected post-legal clarity in the ongoing Ripple SEC case. Collectively, these expected gains would increase the base price of $28.85 and drive the price up to the target of $59.40. Lisa foresees this bullish rally materializing between 2026 and 2027.
As of now, XRP is trading around $3.50, marking a growth of over 2% in the past 24 hours, as reported by CoinMarketCap.