The latest XRP distribution analysis from SBI Holdings unveils important insights into Ripple’s management of its extensive asset reserves. This analysis features a comprehensive infographic that effectively categorizes the total supply of XRP into various segments, including the circulating supply, Ripple’s reserves, and locked escrow amounts.
Highlighted by XRP enthusiast Wrath of Kahneman on X (formerly Twitter), this infographic is emerging as a vital resource for understanding the current dynamics of the cryptocurrency’s supply.
Understanding Ripple’s Escrow Mechanism
The infographic clarifies that Ripple’s maximum supply of XRP is capped at 100 billion tokens. As of July 20, 2025, around 35.9 billion tokens are secured in escrow, signifying that nearly 40% of the total supply remains locked under specific smart contract conditions. These coins cannot be sold or transferred freely but follow predefined release schedules, ensuring that a limited number become available at regular intervals.
This strategy is vital in helping Ripple avoid flooding the market, which can lead to abrupt price fluctuations. Wrath of Kahneman praised the infographic’s clarity and applicability when discussing total XRP circulation.
In addition to the 35.9 billion XRP in escrow, the infographic indicates that approximately 59.24 billion tokens are actively traded in the market, supporting various transactions on exchanges and facilitating Ripple’s global payment solutions. Notably, around 10 million tokens have been permanently removed from circulation due to transaction fee burns, ensuring they will never re-enter the supply.
Implications of Locked Reserves for Market Stability
Ripple also possesses an extra 4.85 billion XRP that is not part of the circulating supply nor the escrowed amount. While Ripple retains control over these tokens, they are not currently available on the open market. As of March 2025, these holdings were valued around JPY 13.4 trillion, with later evaluations suggesting a total value escalating to JPY 19.7 trillion.
This distribution analysis aligns with Ripple’s continued growth in the global payment sector and its forays into the world of stablecoins. The prevailing structure indicates that a large portion of its XRP supply is either safeguarded in escrow or withheld from circulation, while the remainder is held by the public. As interest from investors resurges, having accurate data about the availability and secure holdings of tokens is more crucial than ever.
By maintaining nearly 40% of its supply in escrow and adopting a transparent release framework, Ripple demonstrates its commitment to prudent supply management. This approach not only builds confidence among investors but also reassures existing holders that significant market disruptions or price drops are unlikely in the near future. The clarity provided through this distribution report may serve as a significant impetus for attracting long-term investors going forward.
